Here are five things to keep in mind after you finish paying off your home loan

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If you no longer have important papers about your house, like the mortgage or deed, you can try to find a copy at the county recorder's office. But it can take a lot of time and money. So it's better to keep these papers safe until you don't need them anymore, like when you sell your house.

If you get papers in the mail every month about your mortgage, they are just for you to keep track of your payments. Once you finish paying off your loan, you don't really need these papers anymore. But if you use the internet to do your banking, you can find these same papers on your online account if you need them for something important like fixing a mistake or doing your taxes.

The deed is like a special paper that shows you own your house and keeps it safe from anyone else trying to say it's theirs. You should keep a paper copy of it while you live in your house, and there's also a copy at the county office.

A sales contract is a special paper that says how much money you paid for something and all the rules about buying it. It's important to keep this paper safe for as long as you have the thing you bought.

The seller's disclosure is a document that tells you about any problems or issues with the house that the seller knew about when they sold it to you. It also tells you about any repairs or improvements they made while they owned the house. It's important to keep this document in case something goes wrong with the house and you need proof that the seller should have told you about it.

The HUD-1 Settlement Statement or Closing Disclosure is a document you get before your house sale is finalized. It tells you how much money you borrowed for your loan and all the costs you had to pay when buying the house. It's important to keep this document in case you sell the house later and need to show how much money you made.